THE THREE T’S MAKE UP OUR PLATFORM

Each DCT mirrors $1.00 of verified property equity, pegged to government-recognized valuations and synchronized to deed records. DCT is the economic engine of RWAP—powering ownership transfers, staking, and protocol revenue sharing.

Tokens mint only after title, zoning, and lien checks pass and on-chain/off-chain records are in sync. Tokens are burned/retired on exit events (sale, demolition, encumbrance beyond value) or voluntary withdrawal.  

Holders may stake DCT to receive dividends benchmarked to mortgage-rate yields (~7% APR), with tiers influenced by amount, duration, and asset performance. Staking is KYC/AML-gated (EU-compliant accepted). 

Every non-staked DCT transfer incurs a platform gas fee shared to align incentives: 20% Property Owner / 40% SaaS Provider / 40% Platform. This rewards issuers, funds infrastructure, and sustains operations.   

Property equity is issued as ERC-1155 tokens and governed by a DAO-per-asset (voting on sales, leases, refinances). Transfers are permissioned to pre-cleared wallets; resale rules are enforced at the protocol laye 

Unstaked DCT is tradeable peer-to-peer and exchange-listed; Phase II enables compliance-gated secondary with tax logic; later phases add stable-token rails and AMM integrations for programmatic liquidity. very non-staked DCT transfer incurs a platform gas fee shared to align incentives: 20% Property Owner / 40% SaaS Provider / 40% Platform. This rewards issuers, funds infrastructure, and sustains operations.   

Primary: tokenization fees (0.5–2.0%), escrow ($1.5k–$10k), compliance SaaS ($250–$1k/mo).
Secondary: resale fees (0.25–0.75%), automated tax/transfer ($150–$500), toolkit licensing.
Phase III adds AMM swap bps, staking program management, AI servicing, and DAO capital formation fees.  

Every issuance, transfer, and stake is a monetized, audit-ready event—tying DCT value accrual to real transaction flow, not speculation. As secondary activity grows, protocol fees compound across compliance, governance, and liquidity services.  

Each DCT mirrors $1.00 of verified real-property equity. Tokens mint only after title, lien, and compliance checks clear and on-chain/off-chain records are synchronized. DCT powers ownership transfers, staking, and protocol fee-sharing. 

• 1:1 peg to equity. Backed by verified deed records and official valuations.
  
• Mint/Burn discipline. Mint on successful title + compliance verification; burn/retire on sale, demolition, over-encumbrance, or voluntary withdrawal.
  
• Compliance-native. KYC/AML gating, wallet permissions, and resale rules enforced in smart contracts with a full audit trail. 

•  Target yield: Dividends benchmarked to mortgage-rate yields (~7% APR).
  
• Determinants: Amount and duration of stake, plus asset-level performance and program terms.
  
• Requirements: KYC/AML (EU-compliant accepted). Staked tokens are non-transferable during the lock; early withdrawal reduces yield. 

•  Unstaked DCT is tradeable peer-to-peer and on compliant venues; supports liquidity pools (e.g., USDC/ETH pairs).
  
• Phase II: Compliance-gated secondary trading with embedded tax/withholding logic and wallet permissions.
  
• Phase III: Stable-token rails and AMM integrations for programmatic liquidity. 

Every non-staked transfer incurs a platform gas fee shared to align incentives:
20% Property Owner • 40% SaaS Provider • 40% Platform. 

• ERC-1155 property tokens for fractional equity issuance.
  
• DAO-per-asset controls major actions (sales, leases, refinances).
  
• Permissioned transfers to pre-cleared wallets; on-chain data rooms provide deeds, inspections, and financials. 

Primary (Phase I): tokenization fees, smart-escrow, compliance/cap-table SaaS, listing/onboarding fees.

Secondary (Phase II): resale fees, automated tax/transfer services, toolkit licensing, DAO governance services.

Phase III: AMM swap bps, staking-program management, AI servicing agents, cross-chain gateways, and sponsor APIs. 

Every issuance, transfer, and stake is a monetized, audit-ready event—tying DCT value accrual to real transaction flow, not speculation. As secondary activity grows, protocol fees compound across compliance, governance, and liquidity services.  

RWAP’s architecture links property tokens directly to verified deed records through a dual-chain title engine. The system validates ownership and legal conditions before minting, synchronizes updates with government registries, and maintains a tamper-evident audit trail—making tokenized ownership verifiable and legally anchored.  

Smart contracts enforce jurisdictional checks (zoning, liens, title transfer requirements) and pause any non-compliant transaction. A concurrency manager prevents double-minting, while a discrepancy engine detects and reconciles mismatches between on-chain and off-chain records.  

RWAP’s government-records interface queries authoritative databases/APIs; if anything changes off-chain (e.g., liens, ownership updates), the chain is updated or the transaction is held until resolved—preserving one-to-one consistency between legal records and tokens.  

The platform supports KYC/AML gated onboarding, ERC-1155 property tokens for fractional ownership, DAO-per-asset governance, escrow at the smart-contract layer, and an on-chain data room—built to the standards institutions require.  

Phase I is live with a KYC investment portal and enforceable token issuance. The roadmap adds county title sync at scale, resale-compliance tooling for secondary transfers, and a regulated liquidity layer (stable-token rails / AMM integrations).  

Every non-staked token transfer carries a platform gas fee shared among stakeholders (40% platform / 40% SaaS partner / 20% property owner), with optional staking yields for compliant wallets—aligning issuers, operators, and owners.  

RWAP’s dual-chain title-sync engine and compliance stack address the core blocker in RWAs—legal enforceability—forming a defensible foundation for scale across assets and jurisdictions.  

RWAP’s dual-chain title engine links every property token to verified deed records, so on-chain ownership always matches the government registry. This is tokenization built for institutions, not speculation.   

•  Legal enforceability, by design. Tokens are anchored to deed records; cap-table changes update the legal trail automatically. 
  
• Embedded compliance. KYC/AML, resale gating, tax logic, and wallet permissions live in the smart contracts. 
  
• Operational finality. Smart-contract escrow + dual-record settlement compress closing timelines and eliminate manual reconciliation.  

1. Verify & Mint — Ownership and compliance checks pass (zoning, liens); on-chain and off-chain title are synchronized; the property DAO is created and ERC-1155 tokens are issued. 
   
2. Settle & Record — Capital flows through smart-contract escrow; settlement is recorded to both chains, producing a tamper-evident audit trail.
    
3. Govern & Trade — DAO-per-asset governs major actions; compliant secondary pathways enable liquidity with title integrity preserved. 

•  Dual-chain title sync (Phase II) — Keeps tokens and county records in lock-step; pauses trades on discrepancies. 
  
• Concurrency guardrails — Prevent double-minting / duplicate sales. 
  
• Discrepancy engine — Detects off-chain liens or court orders and holds tokens until reconciled. 
  
• DAO-per-asset — Voting controls sales/leases; ownership is programmable. 
  
• On-chain data room — Deeds, inspections, financials for trustless diligence.  

•  KYC/AML-gated onboarding and accredited verification from day one. 
  
• Resale compliance & wallet permissions embedded at the protocol layer. 
  
• Audit-ready logs across the entire asset lifecycle.  

Every non-staked token transfer incurs a platform gas fee shared among stakeholders: 20% Property Owner / 40% SaaS Provider / 40% Platform. Staked tokens target ~7% APR benchmarked to mortgage rates; staking eligibility requires AML/KYC. 

•  Phase I (Live): KYC portal, enforceable token issuance, DAO governance, escrow engine, manual title validation. 
  
• Phase II: County title sync at scale; compliant secondary resale toolkit; tax logic and OTC flows. 
  
• Phase III: Stable-token rails, AMM integrations, sponsor API, and white-label SaaS.  APR benchmarked to mortgage rates; staking eligibility requires AML/KYC.